Discover Our Cutting-Edge Products

Cutting-Edge Solutions for Private Lending

From residential mortgages to investment property loans, our products are crafted to offer flexibility and value.
Explore our Products

Explore our Solutions

Investor/Flipper Financing
Used:
Property Investment, Flipping
Rate:
9.99%-14.99%
Obtain specialized financing for real estate investors and property flippers.
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Occupation Based
No Income/No Employment Mortgage
Used:
Home Purchase, Refinancing
Rate:
9.99%-14.99%
Access mortgage solutions that do not rely on traditional income verification.
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Occupation Based
Retiree Mortgages
Used:
Home Purchase, Refinancing
Rate:
9.99%-14.99%
Obtain tailored mortgage solutions designed for retirees and senior citizens.
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Occupation Based
Foreign Investor Mortgages
Used:
Property Investment
Rate:
9.99%-11.99%
Access mortgage solutions tailored for foreign investors looking to purchase property.
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Documentation-Based Solutions
New Immigrant Mortgages
Used:
Home Purchase, Refinancing
Rate:
9.99%-14.99%
Secure mortgage solutions designed for new immigrants with limited credit history.
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Documentation-Based Solutions
Credit Repair Mortgages
Used:
Home Purchase, Refinancing
Rate:
9.99%-14.99%
Access mortgage solutions designed to help you rebuild and repair your credit.
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Credit Based
Title Transfer Mortgage
Used:
Property Title Transfer
Rate:
9.99%-14.99%
Facilitate the transfer of property titles with our specialized financing solutions.
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Credit Based
Tax Payment Solutions
Used:
Tax Debt Settlement
Rate:
9.99%-14.99%
Secure financing to manage and settle your tax obligations.
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Credit Based
Bankruptcy Exit Plans
Used:
Bankruptcy Resolution
Rate:
9.99%-14.99%
Obtain financing to help you exit bankruptcy and rebuild your financial stability.
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Credit Based
Consumer Proposals Mortgage
Used:
Consumer Proposal Settlement
Rate:
9.99%-14.99%
Access financing to settle consumer proposals and improve your financial standing.
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Credit Based
60 Day Notice Mortgage
Used:
Foreclosure Prevention
Rate:
9.99%-14.99%
Secure urgent financing to manage foreclosure notices and retain your property.
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Credit Based
Purchase Financing
Used:
Home Purchase
Rate:
9.99%-11.99%
Secure the funds you need to purchase your dream home with flexible terms and competitive rates.
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Base 4
Mortgage Refinancing
Used:
Refinancing
Rate:
12.00%-14.99%
Refinance your existing mortgage for better terms and lower rates.
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Base 4
Succession (Inheritance) Financing
Used:
Inheritance Property Management
Rate:
9.99%-14.99%
Facilitate inheritance-related property transfers with specialized financing solutions.
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Credit Based
Debt Consolidation
Used:
Consolidation
Rate:
9.99%-14.99%
Combine all your existing debts into one with lower interest rates and better payment terms.
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Base 4
Construction Financing
Used:
Construction
Rate:
10.99%-13.99%
Fund your construction project with tailored loans designed for your specific needs.
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Base 4
Terms and Conditions

Types of Property

Single Family Home
Multiplex
Townhouse or Condo
Semi-Commercial

Our Regions

Explore our list of regions and discover how we can assist you in achieving your financial goals.
Montreal
Bromont
Québec - Levis
St-Hyacinthe
Gatineau
Granby
Drummondville
Mont-Tremblant

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Whether you’re considering a new home purchase or looking to refinance, our tools provide valuable insights. Calculate your monthly payments, and make informed decisions.
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Terms and Conditions

Download the Terms and Conditions
Loan Duration
3 months to 18 months
LTV
65%
Funding Range
$50,000 - $3,000,000
Rates Range
9.99% - 14.99%
Transaction types
  • 3% lender’s fee
  • Minimum fee of $3,000
  • Notary fees of $2,000 + tax for a refinance and $2,300 + tax for a purchase.
  • Title insurance fee starts at $350 + tax
  • The inspection report fee for purchase starts at $850 + tax.
  • The appraisal report fee for a refinancing starts at $450 + tax
Other Details
  • Full loan repayment prior to maturity is subject to a penalty equivalent to two months’ payments.
  • For full loan repayment during the closed period, the borrower must settle the remaining payments for the entire closed period (e.g. first six months) in addition to the two-month penalty.
  • Capital and closing costs are due at the end of the term.
  • Renewals (closed or open) are subject to the lender’s approval at the time of renewal