Self-Employed Solutions

Access mortgage solutions tailored for self-employed individuals with non-traditional income sources.
See if you qualify for a Capital Express loan in just 2 minutes!
Use: Home Purchase, Refinancing
Rate: 9.99%-14.99%
Debt Consolidation
Overview
Benefits
Technical Info
Case Study
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Introduction
Empower Your Home Purchase as a Self-Employed Individual
Capital Express offers mortgage solutions designed specifically for self-employed individuals who may face challenges with traditional lenders due to non-verifiable income.
Benefits
Benefits Made Simple
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Income Flexibility
We understand and accept diverse income sources.
Competitive Rates
Access market-leading interest rates.
Quick Approval
Fast and efficient processing tailored for self-employed borrowers.
Understanding Our Self-Employed Mortgage Terms
Rate
9.99%-14.99%
Terms
3-18 months
Loan Amount
$50,000 - $3,000,000
Fees
2%-4% lender’s fees
LTV
65%-70%
Time to Close
5 days
See Self-Employed Solutions Requirements
Multi-Family Building Financing Case Study
John Doe, a real estate investor based in Montreal, Quebec, owns a portfolio valued at $5,000,000. His total available equity was $900,000 after considering existing financing.
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Schedule a personalized presentation with one of our knowledgeable team members to get a comprehensive understanding of our products and solutions.
Whether you have specific questions or need guidance on choosing the right option, we're here to help.
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Loan Application Form
Use this if you don't have access to Filogix or similar!
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How to Work with Us
A complete guide on how to submit the file. From A-Z!
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Brokers Guide to Private Lending
What to do, how to do it and where to start!
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Get Started Today!

Ready to take control of your finances? Click below to apply or speak with one of our experts.
Use: Home Purchase, Refinancing
Rate: 9.99%-14.99%

Self-Employed Solutions required documents:

  • Completed Loan Application
    • Can be submitted by a broker’s preferred platform
    • Can be submitted through our website
  • 2 pieces of ID
  • IBV (Instant Bank Verification)
  • Credit report
  • Proof of revenue:
    • Salaried employees: Pay stubs
    • Self-employed: 6 months of bank statements
    • Retirees: Proof of retirement
  • Municipal & school taxes with proof they are paid
  • Up-to-date mortgage statement
  • Either appraisal or inspection report