Retiree Mortgages

Obtain tailored mortgage solutions designed for retirees and senior citizens.
See if you qualify for a Capital Express loan in just 2 minutes!
Use: Home Purchase, Refinancing
Rate: 9.99%-14.99%
Debt Consolidation
Overview
Benefits
Technical Info
Case Study
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Introduction
Achieve Financial Security with Retiree Mortgage Solutions
Capital Express offers specialized mortgage solutions for retirees, ensuring you can secure financing despite retirement income sources.
Benefits
Benefits Made Simple
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Retirement Income Flexibility
Understand and accommodate retirement income.
Competitive Rates
Access affordable interest rates.
Quick Approval
Fast processing to help you secure your financing promptly.
Understanding Our Retiree Mortgage Terms
Rate
9.99%-14.99%
Terms
3-18 months
Loan Amount
$50,000 - $3,000,000
Fees
2%-4% lender’s fees
LTV
65%-70%
Time to Close
5 days
See Retiree Mortgages Requirements
Multi-Family Building Financing Case Study
John Doe, a real estate investor based in Montreal, Quebec, owns a portfolio valued at $5,000,000. His total available equity was $900,000 after considering existing financing.
Read more about this case
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Loan Application Form
Use this if you don't have access to Filogix or similar!
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How to Work with Us
A complete guide on how to submit the file. From A-Z!
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Brokers Guide to Private Lending
What to do, how to do it and where to start!
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Ready to take control of your finances? Click below to apply or speak with one of our experts.
Use: Home Purchase, Refinancing
Rate: 9.99%-14.99%

Retiree Mortgages required documents:

  • Completed Loan Application
    • Can be submitted by a broker’s preferred platform
    • Can be submitted through our website
  • 2 pieces of ID
  • IBV (Instant Bank Verification)
  • Credit report
  • Proof of revenue:
    • Salaried employees: Pay stubs
    • Self-employed: 6 months of bank statements
    • Retirees: Proof of retirement
  • Municipal & school taxes with proof they are paid
  • Up-to-date mortgage statement
  • Either appraisal or inspection report