Pre-Approval Letter

Obtain pre-approval for your mortgage to show sellers proof of your purchasing power.
See if you qualify for a Capital Express loan in just 2 minutes!
Use: Home Search Preparation
Rate: 10.99%-14.99%
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Overview
Benefits
Technical Info
Case Study
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Introduction
Start Your Home Search with Confidence
Capital Express offers Pre-Approval Letters to help you start your home search with the assurance of mortgage pre-approval, even if you have non-traditional financial situations.
Benefits
Benefits Made Simple
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Buyer Confidence
Know your budget and purchasing power.
Seller Assurance
Demonstrate to sellers that you are a serious buyer.
Quick Processing
Fast and efficient pre-approval process to kickstart your home search.
Understanding Our Pre-Approval Letter Terms
Rate
10.99%-13.99%
Terms
3-18 months
Loan Amount
$50,000-$3,000,000 per loan
Cost
$2,000 up to 1 million in property value
+$500/additional million in value
Time to Procure
Within 24 hours
See Pre-Approval Letter Requirements
Multi-Family Building Financing Case Study
John Doe, a real estate investor based in Montreal, Quebec, owns a portfolio valued at $5,000,000. His total available equity was $900,000 after considering existing financing.
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Loan Application Form
Use this if you don't have access to Filogix or similar!
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How to Work with Us
A complete guide on how to submit the file. From A-Z!
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Brokers Guide to Private Lending
What to do, how to do it and where to start!
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Get Started Today!

Ready to take control of your finances? Click below to apply or speak with one of our experts.
Use: Home Search Preparation
Rate: 10.99%-14.99%

Pre-Approval Letter required documents:

  • Completed Loan Application
    • Can be submitted by a broker’s preferred platform
    • Can be submitted through our website
  • 2 pieces of ID
  • IBV (Instant Bank Verification)
  • Credit report
  • Proof of revenue:
    • Salaried employees: Pay stubs
    • Self-employed: 6 months of bank statements
    • Retirees: Proof of retirement
  • Municipal & school taxes with proof they are paid
  • Up-to-date mortgage statement
  • Either appraisal or inspection report