No Income/No Employment Mortgage

Access mortgage solutions that do not rely on traditional income verification.
See if you qualify for a Capital Express loan in just 2 minutes!
Use: Home Purchase, Refinancing
Rate: 9.99%-14.99%
Debt Consolidation
Overview
Benefits
Technical Info
Case Study
Book a Presentation
Apply Now!
Introduction
Secure Financing Without Traditional Income Verification
Capital Express offers No Income/No Employment mortgages to help you secure financing even if you cannot provide traditional income documentation.
Benefits
Benefits Made Simple
Apply Now!
No Income Verification Required
Suitable for non-traditional income earners.
Competitive Rates
Access market-leading interest rates.
Quick Approval
Fast and efficient processing to secure your financing.
Understanding Our No Income/No Employment Mortgage Terms
Rate
9.99%-14.99%
Terms
3-18 months
Loan Amount
$50,000 - $3,000,000
Fees
2%-4% lender’s fees
LTV
65%-70%
Time to Close
5 days
See No Income/No Employment Mortgage Requirements
Helping the Smith Family Secure Their Dream Home in Quebec
The Smith family, self-employed digital marketing consultants who recently relocated to Quebec City, aimed to purchase their dream home but faced challenges securing traditional mortgage financing due to irregular income and limited local credit history.
Interested in learning more?
Schedule a personalized presentation with one of our knowledgeable team members to get a comprehensive understanding of our products and solutions.
Whether you have specific questions or need guidance on choosing the right option, we're here to help.
Book Your Presentation Now
Stay Informed, Stay Ahead

Stay ahead with Capital Express Webinars

Explore our range of topics, from financial solutions to industry trends, and equip yourself with the tools to succeed.
Explore Our Webinars

Download our Guides and Whitepapers

Loan Application Form
Use this if you don't have access to Filogix or similar!
Download Guide
How to Work with Us
A complete guide on how to submit the file. From A-Z!
Download Guide
Brokers Guide to Private Lending
What to do, how to do it and where to start!
Download Guide

Get Started Today!

Ready to take control of your finances? Click below to apply or speak with one of our experts.
Use: Home Purchase, Refinancing
Rate: 9.99%-14.99%

No Income/No Employment Mortgage required documents:

  • Completed Loan Application
    • Can be submitted by a broker’s preferred platform
    • Can be submitted through our website
  • 2 pieces of ID
  • IBV (Instant Bank Verification)
  • Credit report
  • Proof of revenue:
    • Salaried employees: Pay stubs
    • Self-employed: 6 months of bank statements
    • Retirees: Proof of retirement
  • Municipal & school taxes with proof they are paid
  • Up-to-date mortgage statement
  • Either appraisal or inspection report