Introduction
Secure Financing with a High Debt to Income Ratio
Capital Express offers mortgage solutions for individuals with high debt-to-income ratios, helping you secure the financing you need even if traditional lenders have declined your application.
DTI Flexibility
Accommodate higher debt levels with our specialized programs.
Competitive Rates
Access affordable interest rates.
Quick Approval
Efficient processing to secure your financing promptly.
Understanding Our High DTI Mortgage Terms
Rate
9.99%-14.99%
Terms
3-18 months
Loan Amount
$50,000 - $3,000,000
Fees
2%-4% lender’s fees
LTV
65%-70%
Time to Close
5 days
Helping the Smith Family Secure Their Dream Home in Quebec
The Smith family, self-employed digital marketing consultants who recently relocated to Quebec City, aimed to purchase their dream home but faced challenges securing traditional mortgage financing due to irregular income and limited local credit history.
