Debt Consolidation

Combine all your existing debts into one with lower interest rates and better payment terms.
See if you qualify for a Capital Express loan in just 2 minutes!
Use: Consolidation
Rate: 9.99%-14.99%
Debt Consolidation
Overview
Benefits
Technical Info
Case Study
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Introduction
Simplify Your Finances with Debt Consolidation
Debt Consolidation through Capital Express is designed to help you streamline your finances by merging multiple debts into a single, manageable loan. This can lead to lower interest rates and more favorable payment terms, easing your financial burden, leading to credit repair and massive mental/emotional relief.
Benefits
Consolidation Benefits Made Simple
Our debt consolidation program allows you to combine all your existing debts into one, with lower interest rates and better payment terms.
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Lower Interest Rates
Reduce your interest rates and save money over time.
Simplified Payments
Make one monthly payment instead of juggling multiple due dates.
Improved Cash Flow
Free up funds for other important expenses or investments.
Understanding Our Debt Consolidation Terms
Rate
13.35% APR
Terms
Flexible terms to fit your financial situation.
Loan Amount
Up to $50,000 or more, based on your needs.
Fees
2% or minimum $3000
Appraisal
Requested by Capital Express. Paid by borrower.
See Debt Consolidation Requirements
Helping the Smith Family Secure Their Dream Home in Quebec
The Smith family, self-employed digital marketing consultants who recently relocated to Quebec City, aimed to purchase their dream home but faced challenges securing traditional mortgage financing due to irregular income and limited local credit history.
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Whether you have specific questions or need guidance on choosing the right option, we're here to help.
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Ready to take control of your finances? Click below to apply or speak with one of our experts.
Use: Consolidation
Rate: 9.99%-14.99%

Debt Consolidation required documents:

  • Completed Loan Application
    • Can be submitted by a broker’s preferred platform
    • Can be submitted through our website
  • 2 pieces of ID
  • IBV (Instant Bank Verification)
  • Credit report
  • Proof of revenue:
    • Salaried employees: Pay stubs
    • Self-employed: 6 months of bank statements
    • Retirees: Proof of retirement
  • Municipal & school taxes with proof they are paid
  • Up-to-date mortgage statement
  • Either appraisal or inspection report