First Rank Mortgage

Secure a mortgage for your home within days.
See if you qualify for a Capital Express loan in just 2 minutes!
Use: Home Purchase
Rate: 9.99%-11.99%
Debt Consolidation
Overview
Benefits
Technical Info
Case Study
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Introduction
Make Your Home Purchase Possible with a First Rank Mortgage
Capital Express offers First Rank Mortgages to provide financing for your home or investment purchase, even if traditional lenders have turned you away for anything from credit, employment status, documentation issues or time constraints.
Benefits
Benefits Made Simple
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Competitive Rates
9.99%-11.99%
Flexible Terms
3-18 months both closed and open options.
Quick Disbursement
5-day disbursement to make it in time for your closing date.
Understanding Our First Rank Mortgage Terms
Rate
9.99%-11.99%
Terms
3-18 months
Loan Amount
$50,000 - $3,000,000
Fees
2%-4% lender’s fees
Time to Close
5 days
See First Rank Mortgage Requirements
Helping the Smith Family Secure Their Dream Home in Quebec
The Smith family, self-employed digital marketing consultants who recently relocated to Quebec City, aimed to purchase their dream home but faced challenges securing traditional mortgage financing due to irregular income and limited local credit history.
Read more about this case
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Whether you have specific questions or need guidance on choosing the right option, we're here to help.
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Loan Application Form
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Use: Home Purchase
Rate: 9.99%-11.99%

First Rank Mortgage required documents:

  • Completed Loan Application
    • Can be submitted by a broker’s preferred platform
    • Can be submitted through our website
  • 2 pieces of ID
  • IBV (Instant Bank Verification)
  • Credit report
  • Proof of revenue:
    • Salaried employees: Pay stubs
    • Self-employed: 6 months of bank statements
    • Retirees: Proof of retirement
  • Municipal & school taxes with proof they are paid
  • Up-to-date mortgage statement
  • Either appraisal or inspection report
  • For a first rank purchase: inspection
  • For a first rank refinance: appraisal
  • Inspections and appraisal are only accepted by Capital Express approved appraisers. Call (514) 392-0224 for more information.