New Immigrant Mortgages

Secure mortgage solutions designed for new immigrants with limited credit history.
See if you qualify for a Capital Express loan in just 2 minutes!
Use: Home Purchase, Refinancing
Rate: 9.99%-14.99%
Debt Consolidation
Overview
Benefits
Technical Info
Case Study
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Introduction
Achieve Homeownership with Our New Immigrant Mortgages
Capital Express offers New Immigrant Mortgages to help newcomers secure financing for home purchases or refinancing, even with limited credit history or documentation.
Benefits
Benefits Made Simple
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Newcomer Support
Tailored solutions for new immigrants.
Competitive Rates
Access affordable interest rates.
Quick Approval
Quick Approval
Understanding Our New Immigrant Mortgage Terms
Rate
9.99%-14.99%
Terms
3-18 months
Loan Amount
50k-3m
Fees
2%-4% lender’s fees
LTV
65%-70%
See New Immigrant Mortgages Requirements
Multi-Family Building Financing Case Study
John Doe, a real estate investor based in Montreal, Quebec, owns a portfolio valued at $5,000,000. His total available equity was $900,000 after considering existing financing.
Read more about this case
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Loan Application Form
Use this if you don't have access to Filogix or similar!
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How to Work with Us
A complete guide on how to submit the file. From A-Z!
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Brokers Guide to Private Lending
What to do, how to do it and where to start!
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Get Started Today!

Ready to take control of your finances? Click below to apply or speak with one of our experts.
Use: Home Purchase, Refinancing
Rate: 9.99%-14.99%

New Immigrant Mortgages required documents:

  • Completed Loan Application
    • Can be submitted by a broker’s preferred platform
    • Can be submitted through our website
  • 2 pieces of ID
  • IBV (Instant Bank Verification)
  • Credit report
  • Proof of revenue:
    • Salaried employees: Pay stubs
    • Self-employed: 6 months of bank statements
    • Retirees: Proof of retirement
  • Municipal & school taxes with proof they are paid
  • Up-to-date mortgage statement
  • Either appraisal or inspection report