Mortgage Refinancing

Refinance your existing mortgage for better terms and lower rates.
See if you qualify for a Capital Express loan in just 2 minutes!
Use: Refinancing
Rate: 12.00%-14.99%
Debt Consolidation
Overview
Benefits
Technical Info
Case Study
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Introduction
Optimize Your Mortgage with Refinancing
Mortgage Refinancing through Capital Express helps you achieve better terms and rates, making your financial situation more manageable, especially if traditional lenders have turned you away.
Benefits
Refinancing Benefits Made Accessible
Our refinancing options are tailored to meet the needs of those with challenging credit histories or unconventional financial situations:
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Lower Monthly Payments
Reduce your monthly mortgage payments with a lower interest rate.
Flexible Terms
Adjust your mortgage term to better suit your financial plans.
Debt Consolidation
Combine higher-interest debts into your mortgage for easier management.
Understanding Our Mortgage Refinancing Terms
Rate
12.00%-14.99%
Terms
3-18 months
Loan Amount
$50,000 - $3,000,000
Fees
2%-4% lender’s fees
LTV
65%
Time to Close
5 days
See Mortgage Refinancing Requirements
Helping the Smith Family Secure Their Dream Home in Quebec
The Smith family, self-employed digital marketing consultants who recently relocated to Quebec City, aimed to purchase their dream home but faced challenges securing traditional mortgage financing due to irregular income and limited local credit history.
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Whether you have specific questions or need guidance on choosing the right option, we're here to help.
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Use: Refinancing
Rate: 12.00%-14.99%

Mortgage Refinancing required documents:

  • Completed Loan Application
    • Can be submitted by a broker’s preferred platform
    • Can be submitted through our website
  • 2 pieces of ID
  • IBV (Instant Bank Verification)
  • Credit report
  • Proof of revenue:
    • Salaried employees: Pay stubs
    • Self-employed: 6 months of bank statements
    • Retirees: Proof of retirement
  • Municipal & school taxes with proof they are paid
  • Up-to-date mortgage statement
  • Either appraisal or inspection report