If you are a home owner, Capital Express will provide a loan based on the equity of your property. If you qualify for a loan based on the criteria below you can apply for a 1st rank loan where Capital Express would be the only mortgage on the property, or a 2nd rank loan where Capital Express would add a mortgage to your existing loan.

See if you qualify for a Capital Express loan in 2 minutes then fill out a complete application  to get your loan! Or better yet, give us a call!

Pre-Qualify Now!Call us now!


  • Temporarily ineligible for a bank loanQuick loan (Emergency fuunds)
  • Self-employed
  • Small & Medium business ownerNon-résident
  • Non-resident/foreign investor
  • Real-estate Promoter & Entrepreneur
  • Greater Montreal, North shore and South shore
  • Greater Quebec
  • Drummondville
  • Gatineau
  • Owner occupant
  • Rental
  • 1st & 2nd Rank
  • Single-family
  • Townhouse
  • Condo
  • Investment property
  • Semi-Commercial
  • 75% Single Family
  • 70% Townhouse
  • 65% Condo
  • 70% Investment property
  • 65% Semi-commercial
  • Filogix Application
  • Credit Report
  • Notice of assessment Federal & Provincial
  • School & Municipal Taxe account statements
  • Mortgage Statement
  • 1st Rank: from 7.99% to 11.99%
  • 2nd Rank: from 12.00% to 14.99%
  • Minimum loan: 40 000$
  • Maximum loan: 3 000 000$
  • 2% or minimum $3000
  • Appraisal
  • Notary
  • Title Insurance
  • Minimum 3 months
  • Maximum 24 months
  • Interest only
  • Option to capitalize interests
  • Requested by Capital Express
  • Paid by borrower

Nous vous avons créé 11 questions faciles qui pourront vous indiquer si votre situation correspond à nos critères. Prenez 2 minutes pour le formulaire, aucune obligation ne s’y rattache.

The Reference in Private Mortgages in Quebec

Capital Express is a leader in the private lending sector in the Greater Montreal. Our team has more than 30 years experience in equity-based financing in the region.

Located in the heart of Montreal, Capital Express offers creative financing solutions tailored to wide range of particular situations.

Our goal is to allow individuals who can’t secure a traditional loan to acquire, refinance, renovate a property or even consolidate debts based on equity found in their property.

Our approach is simple, direct and fast.

Any questions ?

Feel free to take two minutes and fill our easy admission form.

If you prefer sending us a quick message click below and we’ll answer you asap!


4950 chemin Queen Mary, Montreal, QC H3W 1X2

Our loans are based on the equity that is present in a property rather than on the borrower’s profile.