DEBT CONSOLIDATION
You are late on payments or taxes, you want to improve your credit or you simply want to group all your debts under 1 loan, Capital Express can help you.
Our loans use the available equity in your property to determine your eligibility.
See if you qualify for a Capital Express loan in 2 minutes then fill out a complete application to get your loan!
OUR CREDIT QUALIFICATION
CLIENTS
- Temporarily ineligible for a bank loanQuick loan (Emergency fuunds)
- Self-employed
- Small & Medium business ownerNon-résident
- Non-resident/foreign investor
- Real-estate Promoter & Entrepreneur
REGIONS
- Greater Montreal, North shore and South shore
- Greater Quebec
- Drummondville
- Gatineau
MARKET
- Owner occupant
- Rental
- 1st & 2nd Rank
PROPERTIES
- Single-family
- Townhouse
- Condo
- Investment property
- Semi-Commercial
RATIOS LTV
- 75% Single Family
- 70% Townhouse
- 65% Condo
- 70% Investment property
- 65% Semi-commercial
DOCUMENTS
- Filogix Application
- Credit Report
- Notice of assessment Federal & Provincial
- School & Municipal Taxe account statements
- Mortgage Statement
RATES
- 1st Rank: from 7.99% to 11.99%
- 2nd Rank: from 12.00% to 14.99%
AMOUNT
- Minimum loan: 40 000$
- Maximum loan: 3 000 000$
FEES
- 2% or minimum $3000
- Appraisal
- Notary
- Title Insurance
TERMS
- Minimum 3 months
- Maximum 24 months
AMORTISATION
- Interest only
- Option to capitalize interests
APPRAISAL
- Requested by Capital Express
- Paid by borrower
The Reference in Private Mortgages in Quebec
Capital Express is a leader in the private lending sector in the Greater Montreal. Our team has more than 30 years experience in equity-based financing in the region.
Located in the heart of Montreal, Capital Express offers creative financing solutions tailored to wide range of particular situations.
Our goal is to allow individuals who can’t secure a traditional loan to acquire, refinance, renovate a property or even consolidate debts based on equity found in their property.
Our approach is simple, direct and fast.
Any questions ?
Feel free to take two minutes and fill our easy admission form.
If you prefer sending us a quick message click below and we’ll answer you asap!
Our loans are based on the equity that is present in a property rather than on the borrower’s profile.